By Avision Institute - Best IBPS Clerk Coaching in Kolkata

The IBPS Clerk job is one of the most coveted career posts in the Indian banking industry. Its high salary package, job security, and regular promotional hike make it a target for thousands of seekers every year. At Avision Institute, the best IBPS Clerk coaching institute of Kolkata, we try to educate students on the latest and correct data with regard to salary structure and career growth.

1. IBPS Clerk Salary Structure 2025

The basic salary in respect of an IBPS Clerk under the 11th Bipartite Settlement and with the proposed revision for 2025 is roughly ₹19,900. Yet, the in-hand salary comprises allowance and perks.

• Salary Breakdown (Anticipated in 2025):
• Basic Salary- ₹19,900
• Dearness Allowance (DA)- ₹7,800 to be inflated with inflation
• House Rent Allowance (HRA)-₹2,000 to ₹3,000 based on location
• Transport Allowance- ₹800 to ₹1,500
• Special Allowance- ₹4,000+
• In-Hand Salary- ₹28,000 to ₹31,000 (approx.) (post-deductions)

The actual salary may differ depending on the posting location and internal bank policies. The students trained in the top IBPS Clerk coaching in Kolkata, such as Avision Institute, are thoroughly groomed for the monetary and day-to-day functions of the job.

2. Allowances and Perks

There is an attractive range of allowances given to the IBPS Clerk which increase with experience and promotions. These allowances secure a reasonable standard of living and financial security:

• Dearness Allowance (DA)--Reviewed every quarter based upon CPI.
• House Rent Allowance--From 7% to 9%, depending upon the class of the city.
• Medical Allowance: A fixed amount of medical allowance annually.
• Travel Allowance: Travel allowance reimbursement or a fixed travel allowance.
• Special Allowance: Awarded to manage extra responsibilities.

All these allowances make the profession extremely fulfilling and worthy, and candidates reap the benefits of good training at the IBPS Clerk institute in Kolkata by Avision Institute.

3. Promotion Policy

The career advancement framework for the IBPS Clerk is well planned so as to have a great career growth track. Clerks are promoted in the bank sector based on the internal exams and work experience.

Modes of Promotion:

From Clerical to Officer Cadre (Scale I):

• Has rendered three years of service.
• Must clear internal exams and interviews.
• Under Normal Channel (with JAIIB/CAIIB certification) or Merit Channel (without exam).

Higher Scale Promotions:

• Scale I → Scale II → Scale III → AGM → DGM → GM.
• Needs additional certifications and experience.

SBI vs. Other PSBs:

• In SBI, clerks are paid little more allowances.
• More internal growth chances due to larger number of branches and vacancies.

Why Choose Avision Institute for IBPS Clerk Coaching?

Choosing the right coaching institute is of prime importance to clearing this highly competitive examination. Thus the reasons why consider Avision Institute as the Best IBPS Clerk coaching in Kolkata:

• Experienced teachers: Trained and competent.
• Updated study materials: Covering the latest syllabus and exam pattern.
• Classes online and offline: For the comfort of working professionals and students.
• Mock tests and interview preparations: Simulations of actual exam circumstances.
• Affordable fees: Quality education at a relatively low price.

Conclusion

IBPS Clerk 2025 is the golden opportunity with which a candidate can step into a secured and lucrative banking career. After a clear idea of the salary scale, allowances, and promotion policy, you will be better equipped to step into the future. Avision Institute gears you up with knowledge, confidence, and a preparation strategy. So, join in the Best IBPS Clerk coaching in Kolkata and let your career dreams come true.