The IBPS RRB Officer Scale 1 Prelims Exam is scheduled to be held on August 05, 06, 12, 13, 19 while the mains exam is on September 2023. Here we have discussed the IBPS RRB Officer Scale 1 job profile and career growth opportunities.
It's vital for the candidates to know details related to this post in conjunction with its overall career growth as this will help candidates to identify the type of tasks that they will have to undertake after selection.
Each year lakhs of aspirants attempt for the IBPS RRB (Institute of Banking Personnel Selection – Regional Rural Banks) Officer Scale 1 examination. The IBPS RRB Officer Scale 1 is actually a Management novice or, a trainee job. The new recruits are hired on a probation period of 2 years.● All candidates need to go through a coaching phase that is termed as probation. After the completion of the probation period, the RRB Scale 1 officer gets promoted to the Assistant Manager of the Gramin Bank.
● There are several tasks that the RRB Scale 1 officer needs to take care of, like managing the day-to-day operations, disbursing loans, monitoring the credit portfolio, reconstructing loans and NPA recovery, preparing the audit reports, arranging loan melas in the region of one’s posting, and preparing reports for their higher authorities.
● The role of a Scale 1 officer is comparative to that of an assistant manager.
● One has to manage the daily operations of the branch where they are posted and keep a check on the receipts, payments, cash verification, and other bank ordeals every day.
● The Scale 1 officers have to focus on the betterment of the rural economy of our country, hence the spotlight here falls on agricultural and allied sectors.
● These officers have to look after such cases and disburse the loans.
● Many Agri loans become a case of NPA if they are not kept in check on a regular basis. The job of a scale 1 officer is also to monitor the credit portfolios and check if the payment of the loans is regular or not.
● There are times when the Branch Manager needs a helping hand in situations like framing an audit report and that is where the Scale 1 officer should be present without fail.
● Being the right hand of the Branch Manager is another must for the Scale 1 officer.
The Scale 1 officer needs to be very careful with these tasks since any irregularity in the work or any frauds caught may lead to them being caught for not performing their duties properly.● Being a part of a Regional Rural Bank at this stage would open numerous growth opportunities – each inside and outdoors of the organization.
● Though working for an RRB does not prove to be as prosperous as working at a commercial bank, this job has a set of its own perks.
● Someone who joins as a Scale I officer has an opportunity to move to become Scale II and III officers through promotion.
● There are exchange programs whereby RRB staff have to put efforts and prove their mettle in several government departments and share their proficiency for effective implementation of assorted
● Many of the present CEOs and MDs of prime government-owned banks began their career as a junior officer.
● With expertise and performance on their facet, they rapt up the ladder. Candidates have an option to reach the highest post as long as their commitment to serve and motivation to stand out remains alive.
● The job security is also much higher compared to other private sector banks. It provides you with high job satisfaction as you will be interacting with people with different financial issues and helping them out which is very rare in other job profiles. Candidates will be extending their help and assistance in the form of financial incentives to different areas which lack basic developmental activities.
The career growth opportunities are constrained as compared to other commercialized and nationalized banks owing to the small-scale existence of rural banks.● RRB Officer Assistant is mostly a desk job. The hierarchy of lower-level management begins with the RRB Office Assistant post.
● There are many responsibilities of the Office Assistants in IBPS RRBs like the opening of an account, cash transactions, printing of passbooks, fund/ balance transfers, payment withdrawals, cash counters management, etc.
● Office Assistant is generally the first point of contact in RRB banks and thus the candidates need to make a lot of customer interaction.
Among all the tasks that an RRB Office Assistant has to perform , catering to the requirement of rural masses is the most significant.● After joining, Office Assistants undergo a training/probation period of 6 months which may extend up to 1 year.
●
They
procure a fundamental understanding of day to day functioning of the bank to
which are deployed to. Being an entry-level job in the banking sector, career
growth opportunities for IBPS RRB Office Assistants are many.
We have provided the reasons that candidates should consider while opting for the post of RRB Office Assistant job.
"Assistant Manager – Deputy Manager – Branch Manager – Chief Manager – Assistant General Manager – DGM – General Manager".
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