SBI Clerk Salary 2021: Pay Scale, in-Hand Salary Slip, Job Profile, Career Growth

The State Bank of India (SBI) is the country's largest public sector bank. Getting a job at SBI entails earning money as well as respect. When it comes to SBI clerk salary, you will receive a nice wage. As a result, SBI Clerk is one of the most in-demand entry-level positions in the country. Everyone understands that working in a bank is a difficult profession. In addition, there is stiff competition in the exam field. Only with proper discipline and training, can you enhance your exam performance. You can use the training help from Avision institute for your victory.  However, individuals interested in working as a clerk or SBI Junior Associate at the bank frequently have a query. How much does an SBI Clerk make? What is the SBI Clerk Job Profile like? What is the SBI Clerk in Hand Salary? What additional benefits are provided, and when and how is this promoted? If you want to learn everything here is the solution.

SBI Clerk Salary

Most job seekers are aware that no one in the government or private sector is paid complete pay. In the SBI Clerk salary structure, this form of deduction occurs. The overall salary is deducted from the PF and various forms of money. This will be given to employees after they retire.

SBI Clerk In-hand Salary

After deducting all of this, the pay hand salary is the SBI clerk's wage. This will be deposited into the employee's bank account directly. In the interim, the total salary received after all deductions as per SBI Clerk salary ranges from Rs. 26000 to 29000/-. This wage is defined by the job, and it is distributed according to whether the person is stationed in a rural or urban location. A salary slip is a document received every month from the company where the employees work to prove that they have been paid. All cuts from gross salary will be shown on the salary/payslip. In most of the existing companies, the payslip will be sent to you immediately after crediting your salary account. If the salary slip is a document, you may be asked to pay more when you change jobs. You may see an employee's SBI Clerk salary slip below to get a better understanding of the SBI Clerk  in-hand salary slip

SBI Clerk Salary Structure

The SBI Clerk Salary Structure is as follows This year, SBI updated the pay scale for SBI Clerks, and the new pay scale is Rs.17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The starting basic salary for a candidate will be Rs 17900/- with a year-on-year increment of Rs 1000/- with the Basic pay while the Maximum Basic Salary of an SBI Clerk- Rs 47920/-.
SBI Clerk Salary structure in India
SBI Clerk Basic Salary Rs.19900/- (Rs 17,900 + two advance increments given to graduates)   Salary after 1st Increment- Rs. 20900/- Salary after 2nd Increment-Rs. 24590/- Salary after 3rd Increment- Rs. 30550/- Salary after 4th Increment- Rs. 42600/- Salary after 5th increment- Rs 45930/- Salary after 6th increment- Rs 47920/-
Dearness Allowance Based on the Consumer Price Index
House Accommodation Depends on the place of posting.

Allowances of SBI Clerk 2021

Along with the SBI Clerk salary, these new graduate junior associates are granted some additional benefits. The following is a detailed list of SBI Clerk allowances available to SBI clerks. Dearness Allowance (DA): It is based on the Consumer Price Index (CPI) and is reviewed every four years; it rises when inflation is high and decreases when inflation is low. HRA (House Rent Allowance): HRA is determined by the city in which the SBI Clerk is assigned. In metro cities, HRA is higher. The HRA is lower in rural places. Medical allowances; Employees at the country's top bank have access to attractive healthcare options. The bank pays 100 percent of the treatment costs for employees and 75 percent of the expenses incurred in the event of dependents under this arrangement. In addition, the bank offers cashless treatment at a number of renowned hospitals across the country. Aside from that, SBI Clerks are eligible for other benefits. Other SBI Clerk allowances are shown below.
  • Transport Allowance
  •  Special Allowance
  •  City Allowance

SBI Clerk salary Benefits

 SBI Clerk Salary benefits include advantages such as stability, financial security, medical insurance, and provident fund, much like any other bank employee. The fact that the employee will have the option to cooperate with the central bank (government) is also a plus. A provident fund, pension, medical leave, and leave rent are all valuable benefits. Furthermore, the promotions provided career growth in the path of the SBI Clerk career growth.

SBI Clerk Job Profile

There are many jobs For Clerks in SBI.  for example
  • Creating new accounts or checking the status of existing ones
  • Providing solutions to clients' issues
  • Performing any accounting-related tasks
  • Amounts are transferred using cheque, NEFT, or RTGS.
  • SBI Clerks are occasionally required to work as Head Cashiers. This includes all forms of bank branch transactions, which are the sole responsibility of a clerk.
 Aside from that, junior associates or clerks are responsible for a variety of tasks. This includes handling consumer issues. Today's era, however, is one of the digital generations. Many different forms of software have been developed. As a result, the clerk's job has become easier, and more work may be completed in less time. So SBI Clerk must have technological awareness. This technological awareness can be achieved through training from Avision institute.

SBI Clerk promotion

The State Bank of India holds several departmental exams and interviews for the promotion of its employees from time to time. All of these exams are held to promote personnel. By taking and passing these exams, every employee who becomes eligible for promotion can easily advance to the next level. SBI has specified specific points, like qualifications, for SBI Clerk Promotion, and if an employee meets these requirements, he can take this departmental test. When an SBI Clerk has completed three years of service, he or she becomes eligible to take the SBI departmental examination. Because, when compared to other banks, SBI has a higher probability of promotion. SBI's fast-track promotion strategy allows qualified experienced employees to advance to higher positions. Various methods are followed in the State Bank to promote workers. Employees continue to be promoted through this channel. However, a variety of rules have been created to solve this. Anyone who follows these guidelines is eligible for the promotion.

SBI Clerk Career Growth Opportunities

The SBI Clerk has a lot of career growth opportunities for his upcoming future.SBI Clerk career growth occurs through two modes: 1. In-cadre promotion 2. Promotion to officer's cadre

SBI Clerk In-cadre Promotion

This is a timed promotion that is based on home posting: Along with the overall compensation, a special allowance of Rs 1800 is offered. The assistant becomes a senior assistant after ten years of service. (This allowance is not taken into account when calculating basic pay.) After twenty years of service, an assistant will be promoted to a special assistant. In this position, a special stipend of 2500/- is provided (this is considered for calculation of basic pay). After thirty years of service, an assistant will be promoted to Senior Special Assistant. This position comes with a 3500/- special allowance (this is considered for computing the basic pay).

Promotion to SBI Officers Cadre:

After three years of service, an assistant is promoted to officer trainee. It necessitates passing the JAIIB and CAIIB exams from the Indian Institute of Banking and Finance (IIBF), as well as passing an internal written test and a personal interview. These officers are then placed on a two-year probationary period. After the probation period, they are either incorporated into the Middle Management Grade (Scale-II) or returned to the clerical cadre based on their interview. When an Assistant has completed six years of service in the Fast-Track Channel or twelve years of service in the Normal Track Channel, he or she can also become a Scale-I officer in the Junior Management Grade. JAIIB and CAIIB qualifications are also vital for speedier promotion, and one must pass a written test as well as a personal interview.


The State Bank of India (SBI) is India's largest public bank. An SBI clerk's starting wage should be Rs26000 with annual increases. After then, the SBI clerk's base salary will be Rs. 47920 per month. SBI Clerks will also receive a salary allowance, which includes housing rent allowance, medical allowance, and furnishings allowance. So this job is a wonderful career for job seekers. With the proper training through Avision institute, you achieve this goal.


Q. What is the in-hand salary of an SBI Clerk on the job?

Ans. The in-hand salary of an SBI Clerk varies depending on the location of employment and ranges from Rs 26,000 to Rs 29000 per month.  

Q. What is the highest growth potential of an SBI Clerk that he can achieve?

Ans. SBI has a greater potential for expansion than other banks. On the basis of his experience, a clerk can also advance to the position of general manager. Candidates will be promoted to a higher post based on their performance in the SBI Clerk promotion procedure.  

Q. Is working as an SBI Clerk a good job?

Ans. Yes, SBI Clerk is one of the most sought-after positions in the banking industry. It's a full-time position with a good income and plenty of other bonuses and benefits. It's a prestigious position with significant duties.  

Q. Aside from the income, what other advantages does an SBI Clerk receive?

Ans. SBI Clerk is eligible for HRA, Medical Allowance, Travel Allowance, Dearness Allowance, Pension Benefits, Provident Fund, and a variety of other benefits in addition to a competitive wage.
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