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LIC HFL Exam Pattern 2023

There will be objective type multiple choice questions and the language that is considered is only English. There will be a negative marking of 0.25 for each wrong answer. In case there are questions left blank, no marks will get deducted or given. The marks are divided in a uniform way between all the questions. We have provided further details related to the LIC HFL exam below:





English language



35 minutes

Logical reasoning



35 minutes

General awareness



15 minutes

Numerical ability ( For assistant and associate )



35 minutes




120 minutes (2 hours)

LIC HFL 2023: Suggested Books

Some of the best LIC HFL recommended books are mentioned below:



English Language

      Corrective English by AK Singh

      Objective General English by SP Bakshi

      Plinth to Paramount by Neetu Singh

      Word Power Made Easy by Norman Lewis

      High School English Grammar and Composition by Wren and Martin

Logical Reasoning

      Analytical Reasoning by MK Pandey

      Verbal and Non-Verbal Reasoning by RS Agarwal

      How to Crack Test of Reasoning in all Competitive Exams by Arihant Publications

      Logical and Analytical Reasoning by AK Gupta

Quantitative Aptitude

      Quantitative Aptitude for Competitive Exams by RS Agarwal

      Quantitative Aptitude- Chapter-wise Solved Papers by Kiran Publications

      Play with Advanced Maths by Abhinay Sharma

      How to prepare for Quantitative Aptitude for CAT by Arun Sharma

      Magical Book on Quicker Maths by M. Tyra

      Fast Track Objective Arithmetic by Rajesh Varma

General Awareness

      Lucent’s General Knowledge

      General Knowledge by Arihant Publications

      Lucent’s General Knowledge by Binay Karna

LIC HFL 2023 Topic-wise Preparation Strategies

English Language

      Important topics include Spot the Error, Para Jumbles, Cloze Test, Phrase Substitution, Sentence Connectors, Sentence Improvement, Spelling Mistakes, Idioms and Phrases, Fill in the Blanks, Reading Comprehension, Synonyms and Antonyms, etc.

      Learn all the Grammar rules and solve as many exercises as possible. Make a realistic preparation strategy to get good LIC HFL results.

      Learn new words and include them and the Grammar in daily conversations and writings.

      Inculcate a habit of reading magazines, journals, books, etc every day.

Quantitative Aptitude

      The questions are asked from Simplification and Approximation, Number Series, Data Interpretation, Quadratic Equations, Ratio and Proportion, Speed, Time and Distance, Time and Work, Boats and Streams, Age Problems, Permutation and Combination, Probability, Mixtures and Alligations, Inequality, Interest, Profit and Loss, Average, etc.

      Solve the exercises of all the topics and make note of all the rules.

      Learn the tables, formulas and rules of every topic and revise them everyday. Also, do more LIC HFL practice papers to understand the style of questions asked in the exam.

Reasoning Ability

      This portion has topics like Blood Relations, Seating Arrangements, Coding-Decoding, Direction Sense, Inequality, Data Sufficiency, Statement and Assumption, Word Formation, Syllogism, Ordering and Ranking, Alpha-neumeric Series, Input and Output, etc.

      Be fast and accurate with this topic.

      Solve puzzles as they are very important.

      Practice this topic regularly and make note of the solutions.

      Revise the solutions everyday.

General Awareness

      This includes Current Affairs, Important Dates, Banking Awareness, Geography, History, Books and Authors, Art and Culture, Polity, Sports, Computer Knowledge, Indian and International Economy, Invention and Technology, etc.

      Read newspapers, magazines and journals related to news, finance, banking etc.

      Read the books of General Knowledge and other topics.

      Stay updated about the current news through newspapers, television, and social media.

      Make short notes on every important topic and event to revise later.

      Regularly revise the prepared notes.

Other tips

      Practice more and more numbers of mock tests, sample papers, and previous years’ papers.

      Note down all the formulas, tables, rules, and exceptions and revise them everyday.

      Time yourself while solving the papers to gain speed and accuracy.

      Make short notes of every topic with important points to be able to revise it later in less time.

      Implement the rules of grammar while talking and writing notes to practice.

      Develop a habit of reading and writing content on different topics to practice syntax and grammar.


Ques: Is there a sectional timing in the LIC HFL Exam?

Ans: Yes, LIC HFL exam has sectional timing, the details of which is given above.

Ques: Does LIC prescribe any book for the HFL exam?

Ans: No, LIC does not prescribe any book. However, they are recommended by the experts and all the aspirants swear by them.

Ques: Is the exam pattern and syllabus officially prescribed by LIC?

Ans: Yes, the exam pattern and syllabus is officially prescribed by LIC in their official notification.

Ques: Is the LIC HFL Question Paper bilingual?

Ans: No, the LIC HFL question paper is only in English.

*The article might have information for the previous academic years, please refer the official website of the exam.

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